BANKRUPTCY, EMOTIONAL BEFORE FINANCIAL

Bankruptcy is defined as a legal proceeding involving a person or business that is unable to repay outstanding debts.  Before the debt is incurred there are choices made, selections and it is those selections that render or send one into a state of bankruptcy.   To be bankrupt is to be depleted, out of options in a state of mind where the problems or debt has overtaken one’s ability to be creative or to replenish funds.

Before one becomes financially bankrupt he or she is emotionally or socially bankrupt.  The way spends money or distributes his or her income is greatly affected by his or her emotions and social status or the appearance thereof.  People tend to spend where they are going instead of where they are.  Combine that with others around them that may be in diverse financial places the natural tendency leans toward people spending or living according to the patterns of others.  Additionally, people naturally compare his or her success or measures it by those his or her age, their accomplishments and most importantly their financial position.  It is rare that one stops to consider or even inquire about how a person ascends to the level of their lifestyle.  Even rarer is one’s desire to go through the process of acquiring or moving into wealth instead of looking for a quick payout or payoff.

For many bankruptcy is viewed as a new start; but a new start with an old mindset, is nothing but another opportunity to make the same mess.  Managing money can be learned but one must be willing to learn it.  Sometimes it seems belittling for one to teach you about your money but that’s not the intent.  Self-discipline in any area is an art and financial discipline is no different in fact it can more difficult.  To allow one to help you with your money is so personal and many feel that they will be judged and rather than acquire help, they wait till bankruptcy to obtain information or open his or herself up for help.  It’s more belittling to allow emotions and social status to rule your spending.

Avoid bankruptcy by establishing boundaries and limits in your finances as well as your emotions and social status pressure.  Lifestyles are progressive so set limits on the things you will acquire or buy based on your situation.  I don’t mean live like a pauper but resist buying a BMW that you park outside an apartment.  Set goals for the material things one desires and then maneuver your ability to make money so that your money or ability to earn the money is in line with the lifestyle or material things one desires.  Set boundaries on those whom you allow to influence your decisions.  Don’t be moved by any and everybody; and even when you find yourself impressed, gather an understanding of how, the process of the person’s gaining his or health wealth.  So rather than imitating a lifestyle one can grow into a lifestyle.

Bankruptcy is avoidable.  It’s a state of being overwhelmed by one’s own choices.  Learn what drives you to do what you do BEFORE the need to file for bankruptcy.  Instead of becoming bankrupt, you could be well on your way to becoming prosperous and wealthy.  It’s a matter of your choices!

NOT BEFORE ITS TIME………YOU CAN TITHE AND STILL BE BROKE

Over the past six weeks we’ve discussed the aspect of tithing, the importance of it, the discipline in it, the Covenant behind tithing, the obedience in tithing, the faith of tithing and the blessings that our available to us when tithe consistently.  We have learned that one can have opportunities and blessings available that he or she overlooks, ignores because the blessing doesn’t look the way one thinks it should.  We have explored the promises of God made to the tither.  This week as we come to the end, the conclusion of the whole matter; let’s discuss the last promise made to the tither by the ultimate Giver.

Giving 10% means that God allows us to live, thrive on the 90%.  Keep in mind that ANY money made, any money earned is because God allows one or gives one power to obtain wealth.  So God keeps one healthy enough to work, regulates one’s mind to obtain and keep a job and so forth.  Then He further promises us that He will bless the 90% one is allowed to keep or retain.

Malachi 3:10-11, “Bring ye all the tithes into the storehouse, that there may be meat in mine house, and prove me now herewith, saith the Lord of hosts, if I will not open you the windows of heaven, and 1) pour you out a blessing, that there shall not be room enough to receive it.  2) And I will rebuke the devourer for your sakes, and 3) he shall not destroy the fruits of your ground; 4) neither shall your vine cast her fruit before the time in the field, saith the Lord of hosts.”

So this week the focus lies right here:  NEITHER SHALL YOUR VINE CAST HER FRUIT BEFORE THE TIME IN THE FIELD, saith the Lord of hosts.   MY! MY! MY!   Timing is EVERYTHING.   Be it business, ministry, family you name it, timing is essential to obtain the response desired, to accomplish any goal!   So God promises here that HE wouldn’t allow one to operate, to perform, to do anything before it time.  What a mighty promise that is.  One of the hardest things for one to do is operate, in the right time or season.  As an entrepreneur, I can definitely relate to this whole heartedly.  Advertising at the right time is crucial, building at the right time even opening a business at the right time means everything.  Looking aggressively for a job in the right season is the difference from landing just any job and obtaining a job with potential for one’s future with opportunity for growth.

So God being the Omnipotent One; says I will allow you into my personal thoughts, my foreknowledge by ensuring that you don’t operate out of season.   So could it be the things that you are trying to do and haven’t be able to get done are because of timing?  It could be that doing it now wouldn’t be profitable or that implementing your plan at this time would mean it goes unnoticed or unappreciated.  It wasn’t or isn’t by accident that God used an agriculture metaphor in this text to explain how HIS Hand would guide your future endeavors.   Protecting the future means protecting one’s hope.  Ensuring that the present day circumstances will not be the everyday circumstances or that it wasn’t designed that way.  It means valuing the process of growing or ascending to the next level in life, the next level in faith, finances and business.  So maybe the current plan isn’t ready, operate in another area.  Remember in one of the earlier discussions, it is mentioned that tithing begins in the Garden of Eden.  The Garden also had four streams that flowed throughout meaning it had everything needed to sustain vegetation to keep it replenished.  Likewise God has within us streams of income.  It is our job to tap into them.  Tithing is the door of opportunity.

To just tithe and then wait for a miraculous blessing to fall from the sky isn’t the way it works.  Many people gather in the four walls of what we call church, Sunday after Sunday and still never learn, appreciate or know what God has for his or her life.  That’s not the way God wants it or intends for it to be, it just happens.  Fear and ignorance teaches one not to question God which makes no sense since HE is the one with the answers!  As if God is intimidated by questions, NOT!  Likewise are those who stopped tithing or questioned tithing because they couldn’t see the value or the promises of it.  This series has and is for YOU!

Understanding is EVERYTHING!  Wisdom is the principal thing so get wisdom but in all thy getting, get an understanding!  Tithing and still broke?  NO not after this series you shouldn’t ever.

 

GO FORTH, TITHE AND PROSPER!

SECURITY IN YOUR SITUATION…You Can Tithe and Still Be Broke (Part 6)

Malachi 3:10-11, “Bring ye all the tithes into the storehouse, that there may be meat in mine house, and prove me now herewith, saith the Lord of hosts, if I will not open you the windows of heaven, and 1) pour you out a blessing, that there shall not be room enough to receive it. 2) And I will rebuke the devourer for your sakes, and 3) he shall not destroy the fruits of your ground; 4) neither shall your vine cast her fruit before the time in the field, saith the Lord of hosts.”

……the fruits of your ground? There are sooooooooooo many things in this life that are beyond our mere control. Situations, life happens to us all. We are taught to plan and that’s right, we learn to strategize and that’s right too; but despite that we are human and limited in what we can do, what we can accomplish alone. BUT GOD! God being rich in mercy and richer in love because HE IS LOVE, plants back into us, empowers us by guarding the fruits of our ground.

What is the fruit of your ground? Your gifts, your ability to make money to earn a living are all examples of the fruits of your ground. Your future opportunities to make money, is a fruit of your ground; and when one tithes, one of the promises is that God will not destroy the fruit of your ground. You don’t have to be a rocket scientist to realize that things go wrong all the time. In fact, the insurance industry has created a business based on the fact of paying in advance for protection in case something unexpected happens. God holds our lives in HIS Hands everyday! Whether we acknowledge it or not, realize it or not HE DOES. The fruit of your ground represents also the “unexpected things” that life throws or could occur.
The ground being the earth and the elements that affect it mean that God will turn things in your favor. When you hear someone pray, God protect me from things seen and unseen, that’s what it represents. The things one cannot see and even if they are seen are beyond our control. This promise is monumental to say the least. Basically God says I will provide better than insurance but assurance that all will be well in what you attempt to do. Things, regular things may happen to others but not to you because we are in covenant with one another.

Tapping into this portion of the promise means having a spirit of expectancy that supersedes fear and doubt; it means not just believing that God will do but knowing HE WILL and then acting upon it.

Your ground is ready, it cannot be destroyed so what will you do now that you know failure isn’t an option?!

YOU’RE IN COVENANT WITH THE ULTIMATE CEO, SO WHAT ARE YOU FEARING?

FIGHTING POVERTY ON MY BEHALF? YOU CAN TITHE AND STILL BE BROKE PT 5

Don’t stop reading now.  We are almost done.

 Malachi 3:10-11, “Bring ye all the tithes into the storehouse, that there may be meat in mine house, and prove me now herewith, saith the Lord of hosts, if I will not open you the windows of heaven, and 1) pour you out a blessing, that there shall not be room enough to receive it. 2) And I will rebuke the devourer for your sakes, and 3) he shall not destroy the fruits of your ground; 4) neither shall your vine cast her fruit before the time in the field, saith the Lord of hosts.”

2) AND I WILL REBUKE THE DEVOURER FOR YOUR SAKES! What’s eating up your money? Why aren’t you able to break the cycle of from paycheck to paycheck? What keeps or prevents you from prospering? Are thing always popping up and causing you to be off your budget?
Things don’t really just pop up not all the time. Occasionally emergencies happen but 8 out of 10 times the emergency isn’t the cause of financial disarray it’s the spending out of control that causes one to have multiple emergencies. Lights, gas, water in danger of disconnection doesn’t constitute an emergency unless you recently loss your job; but for those working and seemingly unable to catch up or get ahead then check your spending, your priorities, your planning and so forth. Been there done that! Blamed the world, my boss, the cost of living for spending or purchasing my wants and begging or hoping for my needs; it’s the cycle of poverty and poverty does not break or end until you work to break it.

Rebuking the devourer for my sake?! Yes it’s the second promise of tithing. Here lies the assurance that my tithing will not be in vain! God will rebuke those things that eat up your money. However that’s not the same thing as stopping you from wasting your funds. Let’s be clear. As a tither, when we literally didn’t make enough to stray from a budget at all, God did keep things going for us. Late fees dropped, stopped things from happening to us; but when I started spending what I didn’t have because I was tithing and thought the check would just get caught?! At that point I became the devourer!
#2 is for everyone who says “I can’t afford to tithe.” God wants you to know you can’t afford NOT to tithe! Not to give HIM HIS FIRST! You don’t give after you paid the bills and you don’t tip HIM, you are in covenant with HIM and in turn God honors HIS promises to you!
YES HE WILL REBUKE THE DEVOURER FOR YOUR SAKE! Don’t become the devourer!
Keep tithing, keep giving, keep planting all in good ground! Remember EVERYTHING YOU HAVE IS A SEED WAITING TO GROW!

YOU CAN TITHE AND STILL BE BROKE – PT 4 “MAYBE YOU ARE MISSING THE BLESSING”

NO I’m not repeating or adding because I have nothing to say but because of the opposite there is much to say about this subject.   Financial responses are often equal to the way one handles life’s responsibilities.  Following through isn’t always one’s best asset or skill for anyone.  One may follow through enough on a job or to hold a position but for self-improvement that isn’t always easy for most people, financially it’s no different.

So tithing and being broke?  First of all this isn’t the way it is supposed to be.  Secondly, this isn’t a message or a series of messages to stop tithing!  NOT AT ALL.  The error isn’t in the tithing it lies in the one who is tithing.  Today let’s focus on the promise God gives us if we tithe.  There are four major points but we will focus on one today:  Malachi 3:10-11, “Bring ye all the tithes into the storehouse, that there may be meat in mine house, and prove me now herewith, saith the Lord of hosts, if I will not open you the windows of heaven, and 1) pour you out a blessing, that there shall not be room enough to receive it.  2) And I will rebuke the devourer for your sakes, and 3) he shall not destroy the fruits of your ground; 4) neither shall your vine cast her fruit before the time in the field, saith the Lord of hosts.”

1)      POUR YOU OUT A BLESSING THAT THERE IS SHALL NOT BE ROOM ENOUGH TO RECEIVE IT.

ARE YOU STILL WAITING ON THE BLESSING?  DO YOU HAVE ROOM TO RECEIVE THE BLESSING?  ARE YOU TIRED OF WAITING?  DO YOU FEEL GOD HAS LET YOU DOWN?

The one thing we know about our God is that HIS WAYS aren’t our ways (Thank God)!  HIS THOUGHTS aren’t our thoughts (Hallelujah!).  Too often when we think of blessing or being a blessing we think problem solving, large amounts, enough to handle everything we think we need.  The problem with that kind of thinking is GOD never does anything all at once!  We are talking about the Almighty, the CREATOR, the FIRST AND THE LAST, the I AM!   He could have created the heaven and earth in one day but didn’t!  The job was spread out over six days and written in the Bible for us to view.  The lesson, there is power in process!  Yes it is!

So when God says He will pour out a blessing that you shall not have room enough to receive, the blessing comes in seed form.   What idea, concept, thought, gift have you not developed to full capacity that if done would create generations of wealth to come?

Yes the blessings will come but not always the unexpected check in the mail, the unexpected deposit in the account………shall I continue?  How about utilizing the gifts God has given you to create the wealth you desire?  Yep maybe you have been blessed but you haven’t developed it.  The gift has been given but not unwrapped.

Think about it, there isn’t an amount of money one can receive that if he or she doesn’t turn it into more money will last forever.  In other words you cannot spend, spend spend and expect to continue having.  Any amount of money will run out except there be, money management.  So the blessing God gives has to be developed to become the wealth!

Don’t miss the blessing because it doesn’t look like you expected.

 

Between Lovers #4: Whatchu Lookin’ At??

Alright ladies! Welcome back! After a brief hiatus I’m  back with what I feel is a dynamite word that the Lord has given to me. You know how to know when you’re hearing directly from God? It’s when He speaks the same word through two very different sources that He told you previously. He moves fast! So I pray that what He has given to me takes root into you and springs up to produce much fruit in your life and the lives of those around you. Amen

Continue reading

YOU CAN TITHE AND STILL BE BROKE – PART 3

What began as a simple post has turned into a series of information and inspiration.

Tithing is the foundation for building financial stability and increase.  You cannot have increase without stability.  Tithing is a system, a principle set by God that allows one the opportunity to be blessed.  God set order, He tells us in HIS WORD, Malachi 3:10-11, “Bring ye all the tithes into the storehouse, that there may be meat in mine house, and prove me now herewith, saith the Lord of hosts, if I will not open you the windows of heaven, and 1) pour you out a blessing, that there shall not be room enough to receive it.  2) And I will rebuke the devourer for your sakes, and 3) he shall not destroy the fruits of your ground; 4) neither shall your vine cast her fruit before the time in the field, saith the Lord of hosts.”  A system was implement, a method for being blessed was discussed and explained right here in this scripture above.  The system has always existed, it operated in the Garden of Eden and as long as Adam and Eve remained in obedience the system worked perfectly.

What’s your system for being blessed?  Your employers have a system to ensure you receive payment for services rendered.  You fill out forms, must turn them in on time, make sure your payroll timecard is complete, make sure it is signed because anything not done could and would delay the deposit or receipt of funds.  So there is a system for receipt of funds and your part, what is the system for disbursement of funds?

To think is To Put it in INK!  Zig Zigler

Disbursing funds must have a system as well.  Too often the money disbursed is done in the head or memory.  One will think and attempt to remember the bills due, the amount and even anticipate how much is left after paying the bills and that system or lack thereof will always fail.  One’s mind should be used to explore and cultivate new ideas not remember things that can be written.  To clutter the mind with trivial thoughts ruins one’s ability to create more funds.  Additionally, disbursing everything received leaves nothing for one to build on or any savings for rebuilding.

God blesses systems, HE implemented systems and HE blesses through them.  So if you invest into God’s system of tithing then don’t stop there, go further by creating a system of disbursement as well.  Allow God to help you prosper by watching what you spend as well as receive.